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Lending in Today's Market - Myths & Truths

Date and Time

Thursday May 4, 2023
5:00 PM - 7:00 PM EDT

Thursday, May 4th
5pm-7pm

Location

Amanda Armstrong Group Office
35 Fuller St, Unit 100
Magnolia, MA 01930

35 Fuller St Gloucester MA 01930

Fees/Admission

Free - advanced registration required.

Website

https://www.eventbrite.com/manage/events/623795879267/details

Contact Information

Amanda Armstrong - 978.879.6322
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Lending in Today's Market - Myths & T...

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Description

Far too often we hear from buyers something along the lines of "I haven't talked to a lender yet, but when a home comes on the market that I like, then I will give someone a call". Unfortunately more often than not, that buyer misses the opportunity to submit a successful offer on their potential dream home.

A well priced home in a highly desirable area may go under agreement within the first few days. By the time you've call around, found a lender, submitted any paperwork needed, and received the pre-approval, you've missed out on that particular home that caught your eye originally. Now you are more prepared when the next home comes that catches your, but it's disappointing to have missed a shot when you could have been more prepared the first time around.

But why does this continue to be a situation that we find buyers putting themselves in? Many times it's because they simply have a misunderstanding of the current mortgage market and requirements. Join us on May 4th to dispel some of these myths, learn about the current market conditions and trends, and have your questions answered by an expert with over 25 years of experience.

Topics covered will include:

  • Busting common mortgage myths
  • Market trends: home prices and interest rates
  • Rent vs own analysis
  • You don't need a down payment of 20%
  • Determining how much you can afford
  • Different types of pre-approval - which is best?

 

About our speaker: Meredith Spence, Branch Manager, Embrace Home Loans

Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner.

“I am lucky to love what I do – helping people navigate the sometimes challenging task of obtaining a mortgage; empowering my clients with the information to help take the mystery out of the process; and providing the support so critical in ensuring a positive experience.”

While continuing to provide homebuyers and existing homeowners the guidance they need to achieve the best possible result – whether purchasing a new home or refinancing their current mortgage – Meredith will also manage Embrace’s first Boston office.

“Embrace Home Loans is leading the way in mortgage lending. I am thrilled to be able to offer my customers Embrace’s state-of-the-art apps, innovative mortgage programs, and streamlined processing!”

Light fare and beverages will be provided.

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info@capeannchamber.com
978-283-1601

24 Harbor Loop
Gloucester, MA 01930

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GCACC Menu
  • About Us
    • Mission & About
    • Meet the Team
    • 2025 Board of Directors
    • Past Presidents
    • Committees & Councils
    • Small Business Week
    • Chamber History Timeline
    • Visitor Centers
    • Cape Ann Community Foundation
    • Contact Us
  • Membership
    • Member Directory
    • Welcome New Members
    • Member Benefits
    • Membership Levels
    • Member Testimonials
    • Member Committees
      • Ambassadors Committee
      • Arts and Culture Alliance
      • Business Education Collaborative
        • Scholarships
        • Greater Cape Ann Career and Educational Advancement Fair
      • Business Sustainability Committee
      • Businesswomen’s Committee
      • Cape Ann Development Collaborative
      • Government Affairs Council
      • Health & Wellness Committee
      • IDEA Committee
      • Next Generation Cape Ann
      • Tourism Council
    • Volunteer
    • Member Resources
      • Promotional Opportunities
      • Get Started
      • Get Noticed
      • Get Involved
      • Chamber Tutorials
      • Member Savings Programs
  • Resources
    • Promotional Opportunities
    • Shop Local Programs
      • Shop Our Members
      • Greater Cape Ann Gift Check
    • Scholarships
    • Member Press Releases
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